Explore Our Coverage

For Canadian Residents

Emergency Medical Care

Travel is full of surprises, and falling ill or getting injured is never part of the plan. In case of a medical emergency, this coverage takes care of the costs for necessary treatments and services, providing up to $5,000,000 per trip.

What’s Covered
What’s Not Covered?

In case of a medical emergency due to illness or accident during your trip, your travel insurance can help cover expenses such as:

  • Hospitalization costs (semi-private or private room)
  • Emergency dental care
  • Medical and paramedical treatments
  • Medical follow-up in Canada following repatriation
  • Transportation costs (ambulance or taxi service, repatriation to your province of residence if required by your health condition, transport costs to visit the insured person, costs for the return of the vehicle, costs for the return or burial or cremation of the remains in the event of death)
  • Subsistence allowance (accommodation, meals, essential phone calls, taxis, childcare expenses for accompanying children)

For complete coverage details, please refer to your travel insurance policy.

Please note that medical expenses resulting from certain situations are not covered. For example:

  • Trips undertaken for medical purposes
  • High-risk sports or activities
  • Suicide and intentional injury
  • Consumption of alcohol, drugs and other intoxicating substances
  • Illegal acts
  • Acts of war and civil unrest

The policy has other exclusions, including some due to pre-existing medical conditions.

Do you have a pre-existing condition?
The Option: Reduced Stability Period may interest you!

Call us at 1-855-906-8990, Monday-Friday, 8 a.m.-6 p.m. to learn more and get a quote.  

For full details, please refer to your travel insurance policy.

This coverage is intended for Canadian residents who are covered by a provincial health insurance plan.

If you are a visitor to Canada, or if you are not covered by a provincial health insurance plan, please visit the Visitors to Canada page.

Explore our comprehensive travel insurance options.

For our most comprehensive insurance in case of an emergency or unforeseen event, you can combine all coverage options:

Emergency Medical Care, Trip Cancellation and Interruption, Accidental Death or Dismemberment, and Baggage.

Explore our 3-in-1 Package

An exclusive offer available to Canadian residents aged 54 and under.

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